Joshua Allen

"HFCU is part of a Credit Union shared-banking program. You have he benefits of having a big, national bank with lots of branches without the fees rapeing that big baks love"

"If waiting on a package - expect to wait."

"Don't book an event here - they love to double book and blame it on the event planners."

""Jillian's" chain was bought by D&B years before they put them under 1 name.Eat and Play combo: $24 and you get a $20 pay card."

"Frappacino: Have them blend it twice; they usually don't blend enough so you have large chunks of ice. About half the time they blend twice, the other half they give you 2."

"Don't get suckered by the "great" deals. You can buy the timeshare from people who already got taken for about 1/6th the price."