The City by the Bay might have some tough competition from the East Coast when it comes to bagel making, but that doesn't mean you can't find your fix. Follow this list for your fill of schmear.
Renato Valdes Olmos: Get the open face sea salt bagel with tomato and an order of pierogis and share. Grapefruit juice to wash it down. Great little Eastern European place. Amazing details on the bar.